WorldPoints Rewards Credit Card | Norwegian Cruise Line (2024)

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Enjoy the freedom & flexibility to earn and redeem your way

With the Norwegian Cruise Line® World Mastercard®, there's an ocean of flexibility in how you earn and redeem points. Earn 3 WorldPoints® points for every $1 spent on Norwegian Cruise Line purchases, earn 2 WorldPoints points for every $1 spent on eligible Airline & Hotel purchases, and earn 1 WorldPoints point per $1 spent on all other purchases. Redeem for stateroom upgrades, last minute cruises, onboard credits, cash, flights, hotels, car rentals and gift cards. Plus, there’s no annual fee† and no foreign transaction fees†. More freedom, more flexibility, more rewards.


Take advantage of credit card benefits


  • Get 20,000 BONUS POINTS after making at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3 points per $1 spent on Norwegian Cruise Line purchases
  • Earn 2 points per $1 spent on eligible Airline & Hotel purchases
  • Earn 1 point per $1 spent on all other purchases
  • No annual fee†
  • No foreign transaction fees†
  • Redeem your points for: stateroom upgrades, cruise discounts, onboard credits, car rentals, hotel stays, cash, gift cards and more

APPLY NOW

This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

† For information about rates, fees, other costs and benefits associated with the use of this credit card, click on APPLY NOW and refer to the disclosures accompanying the online credit card application. This credit card program is issued and administered by Bank of America, N.A.

Residents of the U.S. and its territories only. See full disclosure for details.


Freestyle Cruise With WorldPoints® rewardsCredit Card Rewards

REWARDSPOINTS
$50 USD Onboard Credit5,000
Up To 2-Category Upgrade On 5-Day Or Longer Cruise (Within The Same Category Meta)10,000
$100 USD Onboard Credit 10,000
$100 USD Off Any Cruise ($50 USD Per Person)10,000
$150 USD Onboard Credit15,000
$150 USD Off Any Cruise ($75 USD Per Person)15,000
Up To 4-Category Upgrade On 5-Day Or Longer Cruise (Within The Same Category Meta)20,000
$200 USD Onboard Credit20,000
$200 USD Off Any Cruise ($100 USD Per Person)20,000
$250 USD Onboard Credit25,000
Inside To Oceanview Or Oceanview To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise (Single Meta Upgrade)30,000
$400 USD Off Any Cruise ($200 USD Per Person)40,000
$500 USD Off Any Cruise ($250 USD Per Person)50,000
$500 USD Onboard Credit50,000
Inside To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise (Double Meta Upgrade)60,000
$1,000 USD Onboard Credit100,000
$1,000 USD Off Any Cruise ($500 USD Per Person)100,000
$2,000 USD Onboard Credit200,000
$2,000 USD Off Any Cruise ($1,000 USD Per Person)200,000

3- Or 4-Day Bahamas Cruise For Two:*

Inside Stateroom80,000
Oceanview Stateroom90,000
Balcony Stateroom110,000
3rd To 8th Additional Guests35,500

*Includes all applicable government taxes, port expenses, and fees

7-Day Caribbean Or 7-Day Mexican Riviera Cruise For Two:*

Inside Stateroom137,900
Oceanview Stateroom157,900
Balcony Stateroom227,900
3rd To 8th Additional Guests40,000

*Includes all applicable government taxes, port expenses, and fees

To redeem your WorldPoints points for Norwegian products, please sign in to your account
at bankofamerica.com and select the Rewards tab, or call Norwegian at: 1-866-954-4077

Terms & Conditions

WorldPoints® Terms & Conditions

To redeem your WorldPoints® points for Norwegian products, please call 1-866-954-4077. Points must be redeemed prior to sailing for onboard benefits.


Offer:

Stateroom Upgrades
Points Value
Up To 2-Category Upgrade On 5-Day Or Longer Cruise (Within The Same Category Meta)
10,000
Up To 4-Category Upgrade On 5-Day Or Longer Cruise (Within The Same Category Meta)
20,000
Inside To Oceanview Or Oceanview To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise (Single Meta Upgrade)
30,000
Inside To Balcony Stateroom Upgrade On 5-Day Or Longer Cruise (Double Meta Upgrade)
60,000

Terms & Conditions:
Offer may be used by individuals, participants in qualified group bookings, by single guests and for use with 3rd and 4th guest bookings. This is a cruise only offer. Offer applies to individual bookings and based on double occupancy. Norwegian Cruise Line reserves the right to assign the stateroom at their discretion. The Haven, Suites and Mini-Suites/Club Balcony Suites are excluded. Upgrades vary by ship, sail date, category and cabin category. Stateroom upgrades are subject to availability. The number of 3rd and 4th occupancy staterooms are limited and based on availability. Upgrade refers to a better available accommodation within the meta (Interior to Interior, Oceanview to Oceanview or Balcony to Balcony). Cross-Meta upgrade refers to having the option to book a specific Oceanview category for the price of a specific Interior category or book a specific Balcony category for the price of a specific Oceanview category. Double Cross-Meta upgrade refers to having the option to book a specific Balcony category for the price of a specific Interior category. Cross-Meta upgrade does not apply to Norwegian Epic as the Epic has no Oceanview category. Employee and Sixthman charters are not applicable. Offer is not applicable to chartered sail dates. Cancellation may result in the forfeit of WorldPoints® points and is not covered by Travel Protection. Points cannot be redeemed for Travel Protection. The standard cancellation policy applies.

Offer:

Cruise Discounts
Points Value
$100 USD Off Any Cruise ($50 USD Per Person)
10,000
$150 USD Off Any Cruise ($75 USD Per Person)
15,000
$200 USD Off Any Cruise ($100 USD Per Person)
20,000
$400 USD Off Any Cruise ($200 USD Per Person)
40,000
$500 USD Off Any Cruise ($250 USD Per Person)
50,000
$1,000 USD Off Any Cruise ($500 USD Per Person)
100,000
$2,000 USD Off Any Cruise ($1,000 USD Per Person)
200,000

Terms & Conditions:
Offer may be used by individuals, participants in qualified group bookings, by single guests and for use with 3rd and 4th guest bookings. This is a cruise only offer. Offer applies to individual bookings and based on double occupancy. Norwegian Cruise Line reserves the right to assign the stateroom at their discretion. Cruise Fare must be greater or equal to the amount of the Cruise Discount. Points may be combined for a greater discount. Employee and Sixthman charters are not applicable. Offer is not applicable to chartered sail dates. Cancellation may result in the forfeit of WorldPoints® points and is not covered by Travel Protection. Points cannot be redeemed for Travel Protection. The standard cancellation policy applies.

Offer:

Cruise
Points Value
7-Day Caribbean Or 7-Day Mexican Riviera Cruise For Two
Inside Stateroom
137,900
Oceanview Stateroom
157,900
Balcony Stateroom
227,900
3rd To 8th Additional Guests
40,000
3- Or 4-Day Bahamas Cruise For Two
Inside Stateroom
80,000
Oceanview Stateroom
90,000
Balcony Stateroom
110,000
3rd To 8th Additional Guests
35,500

Terms & Conditions:
Offer may be used by individuals, participants in qualified group bookings, by single guests and for use with 3rd or 4th guest bookings. This is a cruise only offer. Offer applies to individual bookings and based on double occupancy. Norwegian Cruise Line reserves the right to assign the stateroom at their discretion. The Haven, Suites and Mini-Suites/Club Balcony Suites are excluded. Government taxes and fees are inclusive. Please note WorldPoints® value can be redeemed in set points value based on length of cruise and category. As such, the difference in between points redeemed and cruise cost required may result in forfeiture of WorldPoints® points. Complimentary stateroom can only be redeemed by contacting Norwegian Cruise Line directly. Complimentary stateroom can be redeemed only on one of the 7-Day Caribbean, 7-Day Mexican Riviera, or the 3- or 4-Day Bahamas Cruise based on the qualified points value received. Complimentary stateroom offer is not applicable to any sailings with Cuba as a port of call. Complimentary stateroom offer is not applicable to holiday sailings (Christmas and New Years). Employee and Sixthman charters are not applicable. Offer is not applicable to chartered sail dates. Cancellation may result in the forfeit of WorldPoints® points and is not covered by Travel Protection. Points cannot be redeemed for Travel Protection. The below cancellation policy applies when redeeming the complimentary cruise.

CANCELLATION FEE SCHEDULE
Days Prior To
Points Forfeited Due To Cruise Cancellation
Cruise Days: 3-4 Days Or Less
75-30 Days
10,000 Points
29-16 Days
50% Of The Points Value
15 Days Or Less
100% Of The Points Value
Cruise Days: 7 Days
90-61 Days
25,000 Points
60-31 Days
50% Of The Points Value
30 Days Or Less
100% Of The Points Value

Offer:

Onboard Credits Per Stateroom
Points Value
$50 USD Onboard Credit
5,000
$100 USD Onboard Credit
10,000
$150 USD Onboard Credit
15,000
$200 USD Onboard Credit
20,000
$250 USD Onboard Credit
25,000
$500 USD Onboard Credit
50,000
$1,000 USD Onboard Credit
100,000
$2,000 USD Onboard Credit
200,000

Terms & Conditions:
Offer may be used by individuals, participants in qualified group bookings, by single guests and for use with 3rd and 4th guest bookings. This is a cruise only offer. Offer applies to individual bookings and based on double occupancy. Singles paying 200% of the rate are eligible for onboard credit per stateroom amount. Onboard credit must be used or WorldPoints® points will be forfeited. Onboard credit may not be used toward onboard service charges or pre-purchased activities. Employee and Sixthman charters are not applicable. Offer is not applicable to chartered sail dates. Cancellation may result in the forfeit of WorldPoints® points and is not covered by Travel Protection. Points cannot be redeemed for Travel Protection. The standard cancellation policy applies.

General Terms & Conditions:
Onboard service charges are additional and will be automatically added to your onboard account. Cancellation Fees for cruise, air, land and other charges apply based on the Booking/Sailing date and will follow Norwegian Cruise Line schedule listed in the brochure or website. Norwegian strongly recommends the purchase of Travel Protection on all bookings. Offer is non-transferable and does not have monetary value.

Important Notice:
Norwegian Cruise Line reserves the right to charge a fuel supplement without prior notice should the closing price of West Texas Intermediate Fuel increase above $65.00 USD per barrel on the NYMEX (New York Mercantile Exchange Index). In the event a fuel supplement is charged, Norwegian Cruise Line will have sole discretion to apply the supplementary charge to both existing and new bookings, regardless of whether such bookings have been paid in full. Such supplementary charges are not included in the cruise fare. The fuel supplement charge will not exceed $10.00 USD per passenger per day. Offers are based on availability; capacity controlled, subject to change or cancellation without notice, and may be withdrawn at any time. Other restrictions apply. Norwegian is not responsible for typographical errors or omissions. Ships' Registry: BAHAMAS and UNITED STATES OF AMERICA.

WorldPoints Rewards Credit Card | Norwegian Cruise Line (2024)

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